Blackjack Insurance – Additional Protection in Real Money Play?

Besides some “traditional” buttons in online blackjack for real money such as “Hit”, “Stand”, “Double”, “Deal” and “Split”, online gambling houses usually add some additional options. I’m of course talking about “Insurance”. What does that mean? It’s like your life jacket, which helps you protect your funds and to avoid big losses in the case of a dealer’s blackjack. Do you want to know how does it work? Figure out what is insurance in real money blackjack with us!

How Does It Work?

When the dealer gets an Ace, the thrill seeker has an opportunity to protect himself against blackjack using the Insurance option. Online rooms allow you to use this function and to pay half of the initial bet for this. If the dealer has an opened Ace and his other card is the King, Jack, Queen or ten and you have protected your bets, the casino has to pay you 2:1. That means that the gambler will save on his first bet and will not lose anything. Sounds great, doesn’t it?

For Example

Well, let’s consider a real situation to clarify this issue. For example, your initial bet is $20. The competitor has opened Ace and he proposes that you protect your stake. After that, the thrill seeker can do that and he may be obliged to pay half of that – 10 dollars. The competitor accepts the insurance and checks his other card. He can get, for example, ten and ultimately collect twenty-one points. It means that you did the right choice and the online room pays you double of or your initial stake – $20. However, they simultaneously take your money, because the house has won. Eventually, you lose nothing.

Why It Is Not a Wise Option

At first glance, it is a really impressive and profitable function. However, remember! The house always wants to win, and there are some pitfalls in this option. Most bettors do not use this button, because they understand the disadvantages of using it. Considering a number of unused cards, which give the possibility to the competitor to get a BJ and other ordinary cards, the probability of getting 21 points is only 30%. That’s why you play against more than 60% of probability to save half of the initial stake. It’s not wise.

What to Do to Win Some Cash?

As we have discovered, this option in online blackjack for real money is not really profitable. Therefore, how to avoid big costs and save money playing in 21? First of all, choose casinos, which propose different bonuses such as loyalty programs or no deposit free cash or prizes after the first deposit. Second, try to never be annoyed if lose some money. Keep calm and your odds to win will increase significantly. Finally, do not try to win all the money in the gambling house instantly. Make small bets and you will not spend big money in the case of losing.